Choosing a Business Insurance Agent
One of the best ways to get advice on several insurance companies is to consult an agent. Raising your concerns with a professional in the industry that you can put a face to could be the key to finding the right business insurance for you.
Market Access
An independent agent is key- they will have access to numerous different insurance companies that will offer you several quotes. A good agent in your area can give you all the information you should need to buy sufficient business insurance, and warn you against which companies not to buy from. You could even switch companies at some point in time and not have to change agents, so you would always have a trusted opinion at your right hand.
Availability
You will need to know how to contact your agent, but he will need to know which contact method you prefer. Whether by phone or via e-mail, your insurance agent should be available when you need him by the contact method which is most convenient to you.
Influence
You may need changes to be made to your insurance policy, and this is something that most business insurance agents can do. Some can go in and make the change themselves, while other may need to seek clearance from your insurance provider. Ensure that you are comfortable with your agent's level of authority over you business insurance policy.