No Fault Auto Insurance

No-fault auto insurance describes any auto insurance policy that limits the ability of the insured to sue another driver in the event of an accident. This policy covers all damages caused to you, regardless of who is responsible. It is combined with liability coverage, which means that you will be covered up to your policy limit, and may still have to pay out-of-pocket for any extra fees your policy does not cover.

The benefits of no-fault insurance include medical treatment for the insured should you need it, and reduces the legal fees that are inevitable with every accident. This means lower premiums and the policy, also known as Personal Injury Protection (PIP), also includes, funeral expenses, compensation for loss of services and death benefits.

The type of protection and coverage you will receive as well as the amount of it varies from state to state, so be sure you understand the regulations of your own state. No-fault insurance is usually expensive, and it is always best, as with any other type of insurance, to  shop around and get quotes from different companies, as many companies offer highly competitive prices.