Value Shopping

Quotes for Car Insurance

After you have received your free quote, compare the prices they offer for the same coverage, and inquire about their availability of discounts. As a quote is only an approximation, it may serve your interests to request a non-binding application to find out if you will be insured and the exact price you will pay. Have an insurance agent be your middleman and submit the application for you to let you know any questions you may have about that specific company.

Types of Auto Insurance

The process of choosing an auto insurance policy can be a tricky one. You have considered your options for your car based on budget and how well it suits you, and insurance works the same way. Online Instant Quotes can help you learn what is best for you and your way of life.

There are several factors that can affect your auto insurance rates, from where you live to your credit history to your driving record. We can help you look at each aspect of your policy, thus empowering you to better choose what should be in your auto insurance policy. With these resources, you can confidently buy insurance, knowing you have all the information you will need to get the right auto insurance at the best price.

Choosing Coverage

Why Auto Insurance is Important

The law in many states requires all drivers to purchase auto insurance in order to help you and other drivers when the need arises. Without auto insurance, if you caused an accident, you would be held legally responsible for any injury inflicted on the other driver, as well as property damage. In addition, if you were unable to pay the liability claim, you assets could be taken to cover the costs.

Kinds of Insurance Coverage

There are many types coverage you can get with your insurance policy, from collision coverage to umbrella liability insurance, and each one provides a different benefit that may be for you. To learn more about the different kinds of coverage, please visit our Auto Insurance Coverage (provide hyperlink here) page.

Factors that Will Affect Your Premiums

There are a number of reasons that may cause your premiums either to be higher or lower, and knowing these factors will better prepare you to choose a policy.

• Age
• Gender
• Marital status
• Credit history
• Number of members of household
• Where you live
• Type of vehicle you own
• Driving record
• Coverage limits

If you think these factors will raise your premiums, keep in mind that you can use discounts to reduce them; given the company you buy from offers discounts. Discounts you can receive also number in the many:

• Good Driver
• Good Student
• Anti-theft alarms
• Low annual mileage
• Numerous vehicles
• More, depending on the insurance company